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# Podcast #222: What is COTS and Why Should I Care?
- URL: https://birchtree.me/blog/podcast-222-what-is-cots-and-why-should-i-care/
- Published: 2020-01-14T14:00:00.000Z
- Updated: 2020-01-14T14:00:00.000Z
- Author: Matt Birchler
- Tags: podcast, #Import 2023-06-01 22:41, #Import 2025-03-29 19:29

COTS is a way for merchants to take card-present credit card payments with their phone only; no separate credit card reader required. It’s pretty cool and Samsung just announced the first phone that will support this out of the box. But of course, it’s a little more complicated than that…

[Samsung Galaxy XCover Pro](https://www.samsung.com/us/business/products/mobile/phones/galaxy-xcover-pro/?ref=birchtree.me)

[PCI Security Council on COTS](https://blog.pcisecuritystandards.org/just-published-pci-contactless-payments-on-cots?ref=birchtree.me)