Digital wallets and the “only Apple Pay does this” mythology
Apple Pay is great, but I think there is some misunderstanding out there about the details of how it works.
A collection of 14 posts
Apple Pay is great, but I think there is some misunderstanding out there about the details of how it works.
From Apple's Newsroom blog: Tap to Pay on iPhone will be available for payment platforms and app developers to integrate into their iOS apps and offer as a payment option to their business customers. Stripe will be the first payment platform to offer Tap to Pay on iPhone
Filipe Espósito on 9to5Mac: Square, one of the most popular payment platforms, offers products that turn iPhone and iPad into POS (point-of-sale) terminals. The company has a great app that lets vendors use iOS devices to keep track of all their sales. Specifically speaking of the iPad, there are also
I got a number of responses to my piece on Apple adding a "tap to pay" feature to the iPhone, suggesting that this was a niche thing that Apple shouldn't be doing, and even that it's too niche to even ship. All the context
I’ve posted a lot both here and on Twitter about payments over the past year for two main reasons: 1. The App Store rules around payments have been in question, so now payments are just another Apple-related subject. 2. Lots of people commenting on this stuff have incomplete understandings
Apple Pay's retail presence isn't where you might think. Is that a problem?
I've been a big proponent of Apple Pay for as long as it has been around. It was launched in late 2014 just after the iPhone 6/6 Plus release, and it would be fair to say adoption was slow at first. Apple announced a modest list of
USA Technologies, Inc ran a 6 month study that "targeted point-of-sale advertising of Apple Pay" and the results are impressive, if not that surprising. The study essentially seems to have looked at sales before and after adding a "pay with Apple Pay" sticker to their vending
As it stands today, Apple Pay works in 2 environments: 1. Physical retail via NFC "tap to pay" 2. In-app via the iOS Apple Pay API These are a great start, and they take care of a lot of the transactions that people make on a regular basis,
The switch to EMV in the United States sure has been a mess, hasn't it? Whether you're a customer or a merchant, the conversion has likely been expensive at worst, inconvenient at best, and confusing all the way through. The conversion for merchants has been less
Yesterday Walmart rolled out their own payment system called Walmart Pay. Its aim is to get Walmart shoppers to start paying with their phones. As for phone payments, I support Walmart for trying to get on board with what is so clearly the way of the future. However, as I
It would be safe to say I'm an "early adopter" when it comes to tech. I get the most I new stuff I can afford as soon as it's available. I keep up with the latest phones, tablets, and web services even though I
NOTE: This piece originally ran on June XX, 2015 but was taken down at the request of CurrentC. One of the perks of working for a big company is that you sometimes get to try new and interesting things before they’re made available to the public. It doesn’t
Target CEO Loves Apple Pay, but Wants Chip-and-PIN Cards First | Re/code “I’d love to have Apple Pay today,” he said. “Once we finish, we’ll be open-minded” about supporting other payment systems. Cornell said he has met with Apple CEO Tim Cook and told him the same. I